/* OPLARI — calm, trustworthy record-keeping look. Palette checked for WCAG AA. */
@font-face{font-family:"Inter";src:url(/assets/fonts/inter-latin.woff2) format("woff2");font-weight:400 700;font-display:swap}
@font-face{font-family:"Source Serif 4";src:url(/assets/fonts/source-serif-4-latin.woff2) format("woff2");font-weight:600 700;font-display:swap}
:root{
  --navy:#12304A;--navy-2:#0C2236;--teal:#176B60;--teal-soft:#E3F0EC;--amber:#E8963A;--amber-dark:#9A5A12;
  --bg:#F8F6F1;--surface:#FFFFFF;--alt:#EFEBE3;--ink:#1B2733;--muted:#475463;--line:#DAD4C8;
  --radius:14px;--shadow:0 1px 2px rgba(18,48,74,.06),0 8px 24px rgba(18,48,74,.08);
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;--sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font-family:var(--sans);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-underline-offset:.18em}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.4rem}
p{margin:0 0 1em}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:1rem;top:-3rem;background:var(--navy);color:#fff;padding:.6rem 1rem;border-radius:8px;z-index:100}
.skip-link:focus{top:1rem;color:#fff}
.container{width:min(1160px,100% - 2.5rem);margin-inline:auto}
.narrow{width:min(760px,100% - 2.5rem)}
.i{display:inline-block;vertical-align:-.1em;flex:none}
.eyebrow{font-size:.8125rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--teal);margin-bottom:.75rem}
.eyebrow-light{color:#F3B875}
.lead{font-size:1.1875rem;color:var(--muted);max-width:40em}
.muted{color:var(--muted)}
.center{text-align:center;margin-top:2rem}.center-text{text-align:center}
.fineprint{font-size:.9rem;color:var(--muted);margin-top:2rem;text-align:center}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:44px;padding:.7rem 1.25rem;border-radius:10px;font-weight:600;font-size:1rem;line-height:1.2;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s,transform .15s;font-family:inherit}
.btn:hover{transform:translateY(-1px)}
.btn-lg{padding:.85rem 1.5rem;font-size:1.0625rem}
.btn-small{min-height:40px;padding:.5rem 1rem;font-size:.9375rem}
.btn-block{width:100%}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);color:#fff}
.btn-secondary{background:var(--surface);color:var(--navy);border-color:var(--navy)}
.btn-secondary:hover{background:var(--navy);color:#fff}
.btn-accent{background:var(--amber);color:#1B1408}
.btn-accent:hover{background:#F2AC5C;color:#1B1408}
.btn-ghost-light{color:#fff;border-color:rgba(255,255,255,.7);background:transparent}
.btn-ghost-light:hover{background:#fff;color:var(--navy)}
.text-link{font-weight:600}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:saturate(1.2) blur(8px)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:1rem}
.brand{display:inline-flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font-family:var(--serif);font-weight:700;font-size:1.35rem;letter-spacing:.12em}
.brand:hover{color:var(--navy)}
.brand-light,.brand-light:hover{color:#fff}
.primary-nav{display:flex;align-items:center;gap:1.6rem}
.primary-nav a:not(.btn){color:var(--ink);text-decoration:none;font-weight:500;font-size:.98rem;padding:.4rem 0;border-bottom:2px solid transparent}
.primary-nav a:not(.btn):hover,.primary-nav a[aria-current]{border-bottom-color:var(--amber);color:var(--navy)}
.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;position:relative}
.bars,.bars::before,.bars::after{position:absolute;left:11px;width:20px;height:2px;background:var(--navy);content:"";transition:transform .2s}
.bars{top:21px}.bars::before{left:0;top:-6px}.bars::after{left:0;top:6px}
.menu-toggle[aria-expanded="true"] .bars{background:transparent}
.menu-toggle[aria-expanded="true"] .bars::before{transform:translateY(6px) rotate(45deg)}
.menu-toggle[aria-expanded="true"] .bars::after{transform:translateY(-6px) rotate(-45deg)}
@media (max-width:860px){
  .menu-toggle{display:block}
  .primary-nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:.5rem 1.25rem 1.25rem;box-shadow:var(--shadow)}
  .primary-nav.is-open{display:flex}
  .primary-nav a:not(.btn){padding:.85rem 0;border-bottom:1px solid var(--line)}
  .primary-nav .btn{margin-top:1rem}
}

/* Hero */
.hero{padding:clamp(3rem,7vw,6rem) 0 clamp(3rem,6vw,5rem);background:linear-gradient(180deg,#fff 0%,var(--bg) 100%);border-bottom:1px solid var(--line);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.hero h1{max-width:14em}
.hero-actions{display:flex;flex-wrap:wrap;gap:.85rem;margin:1.75rem 0}
.trust{list-style:none;padding:0;margin:0;display:grid;gap:.55rem;color:var(--muted);font-size:.98rem}
.trust li,.ticks li,.card-inside li,.ledger-list li{display:flex;gap:.6rem;align-items:flex-start}
.trust .i,.ticks .i,.card-inside .i{color:var(--teal);margin-top:.3em}
.hero-visual{position:relative;min-height:440px}
.hv-card{position:absolute;border-radius:12px;overflow:hidden;box-shadow:var(--shadow);background:#fff;border:1px solid var(--line)}
.hv-back{width:68%;top:0;right:0;transform:rotate(3deg)}
.hv-mid{width:62%;bottom:0;right:8%;transform:rotate(-2deg)}
.hv-book{position:absolute;width:44%;left:2%;top:12%;border-radius:4px 10px 10px 4px;overflow:hidden;box-shadow:0 18px 40px rgba(12,34,54,.28)}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-visual{min-height:0;height:min(80vw,380px);max-width:520px;width:100%;margin-inline:auto}}

/* Sections */
.section{padding:clamp(3.5rem,7vw,6rem) 0}
.section-tight{padding-top:2rem}
.section-alt{background:var(--alt)}
.section-head{max-width:720px;margin-bottom:2rem}
.section-head p:last-child{color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin-bottom:1rem}
.chip{display:inline-flex;align-items:center;min-height:44px;padding:.5rem 1rem;border-radius:999px;background:var(--surface);border:1px solid var(--line);color:var(--navy);font-weight:600;font-size:.95rem;text-decoration:none}
.chip:hover{border-color:var(--navy);color:var(--navy)}
.group{padding-top:2.75rem;scroll-margin-top:90px}
.group-head{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:.25rem 2rem;border-bottom:1px solid var(--line);padding-bottom:.85rem;margin-bottom:1.5rem}
.group-head h3{margin:0}
.group-head p{margin:0;color:var(--muted);max-width:36em}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
@media (max-width:1000px){.cards{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.cards{grid-template-columns:1fr}}

/* Card */
.card{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 1px 2px rgba(18,48,74,.05);transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card-media{display:block;aspect-ratio:5/4;background:#EEF2F4;overflow:hidden}
.card-media img{width:100%;height:100%;object-fit:cover}
.card-media img.contain{object-fit:contain;padding:.75rem}
.card-media-book{background:linear-gradient(135deg,#E6ECEF,#D5DEE3)}
.card-body{display:flex;flex-direction:column;flex:1;padding:1.25rem 1.25rem 1.4rem}
.card-who{display:inline-block;align-self:flex-start;font-size:.8125rem;font-weight:600;color:var(--teal);background:var(--teal-soft);padding:.25rem .65rem;border-radius:999px;margin-bottom:.8rem;line-height:1.4}
.card-title{font-size:1.2rem;margin-bottom:.65rem}
.card-inside{list-style:none;padding:0;margin:0 0 1.1rem;display:grid;gap:.4rem;font-size:.95rem;color:var(--ink)}
.card-meta{margin-top:auto;display:flex;justify-content:space-between;align-items:flex-end;gap:1rem;padding-top:.9rem;border-top:1px solid var(--line);margin-bottom:1rem}
.fmt{font-size:.875rem;color:var(--muted)}
.price{font-weight:700;color:var(--navy);font-size:1.15rem;white-space:nowrap;text-align:right}
.price small{display:block;font-size:.78rem;font-weight:500;color:var(--muted)}

/* Ledger band */
.band{background:var(--navy);color:#E8EEF3;padding:clamp(3.5rem,7vw,6rem) 0;scroll-margin-top:70px}
.band h2{color:#fff}
.ledger-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(2rem,6vw,5rem);align-items:center}
.ledger-cover img{width:100%;max-width:360px;outline:1px solid rgba(255,255,255,.22);margin-inline:auto;border-radius:4px 10px 10px 4px;box-shadow:0 24px 50px rgba(0,0,0,.35)}
.ledger-sub{font-size:1.125rem;color:#D3DDE6}
.ledger-list{list-style:none;padding:0;margin:1.25rem 0;display:grid;gap:.55rem}
.ledger-list .i{color:#F3B875;margin-top:.3em}
.facts{display:grid;grid-template-columns:repeat(4,auto);justify-content:start;gap:.5rem 2.25rem;margin:1.5rem 0 .25rem;padding:1rem 0;border-top:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18)}
.facts dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:#C4D0DB}
.facts dd{margin:0;font-weight:700;color:#fff;font-size:1.1rem}
.ledger-note{font-size:.9rem;color:#C4D0DB;margin:0;max-width:38em}
.band a:not(.btn){color:#F3B875}
@media (max-width:800px){.ledger-grid{grid-template-columns:1fr}.ledger-cover img{max-width:260px}.facts{grid-template-columns:repeat(2,auto)}}

/* Steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.steps li{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.75rem}
.steps p{color:var(--muted);margin:0}
.step-n{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--teal-soft);color:var(--teal);font-weight:700;margin-bottom:1rem}
.steps h3{font-size:1.25rem}
@media (max-width:800px){.steps{grid-template-columns:1fr}}
.split{display:grid;grid-template-columns:1fr 1.2fr;gap:2rem 4rem;align-items:start}
.split p{color:var(--ink)}
@media (max-width:800px){.split{grid-template-columns:1fr}}
.actions-inline{display:flex;flex-wrap:wrap;gap:1rem 1.5rem;align-items:center;margin-top:1.5rem}
.justify-center{justify-content:center}

/* Inner pages */
.page-hero{padding:clamp(3rem,6vw,4.5rem) 0 1rem;background:linear-gradient(180deg,#fff,var(--bg))}
.page-hero.nf{padding-bottom:clamp(4rem,8vw,7rem)}
.prose h2{font-size:1.5rem;margin-top:2.25rem}
.prose ul.ticks{list-style:none;padding:0;display:grid;gap:.7rem;margin:0 0 1.25rem}
.callout{background:var(--teal-soft);border-left:4px solid var(--teal);padding:1rem 1.25rem;border-radius:8px}

/* Form */
.contact-form{margin-top:2rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.25rem,4vw,2rem);box-shadow:0 1px 2px rgba(18,48,74,.05)}
.field{margin-bottom:1.25rem}
.field label{display:block;font-weight:600;margin-bottom:.35rem;color:var(--navy)}
.opt,.req{font-weight:400;color:var(--muted);font-size:.9rem}
.field input,.field select,.field textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1.5px solid #8A96A3;border-radius:10px;padding:.7rem .85rem;min-height:48px}
.field textarea{resize:vertical;min-height:150px}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid var(--amber);outline-offset:1px;border-color:var(--navy)}
.field [aria-invalid="true"]{border-color:#B42318}
.field-err{color:#B42318;font-size:.92rem;margin:.35rem 0 0}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.cf-turnstile{margin:.5rem 0 1rem;min-height:65px}
.form-note{font-size:.92rem;color:var(--muted)}
.form-status{margin-top:1rem;font-weight:600}
.form-status:empty{display:none}
.form-status.ok{color:#0F5132;background:#E3F3EA;padding:.85rem 1rem;border-radius:8px}
.form-status.err{color:#8A1C12;background:#FCE8E6;padding:.85rem 1rem;border-radius:8px}

/* Footer */
.site-footer{background:var(--navy-2);color:#C9D4DE;padding:3.5rem 0 2rem;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:2rem}
.footer-brand p{margin-top:1rem;max-width:26em}
.footer-title{font-family:var(--sans);font-size:.8125rem;text-transform:uppercase;letter-spacing:.09em;color:#fff;margin-bottom:.9rem}
.site-footer nav a{display:block;color:#DCE4EB;text-decoration:none;padding:.3rem 0}
.site-footer nav a:hover{color:#fff;text-decoration:underline}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:2.5rem;padding-top:1.5rem;font-size:.875rem;color:#B9C6D2}
.footer-bottom p{margin:0 0 .4rem}
@media (max-width:700px){.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}

/* Guides */
.small{font-size:.9rem}
.guide-list{display:grid;gap:1.25rem}
.guide-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.25rem,4vw,1.75rem);box-shadow:0 1px 2px rgba(18,48,74,.05)}
.guide-card-title{font-size:1.45rem;margin:.1rem 0 .5rem}
.guide-card-title a{color:var(--navy);text-decoration:none}
.guide-card-title a:hover{text-decoration:underline}
.guide-card p{margin-bottom:.6rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.35rem;padding:0;margin:0 0 1rem;font-size:.9rem;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:.35rem;color:var(--line)}
.crumbs a{color:var(--muted)}
.article-meta{display:flex;flex-wrap:wrap;gap:.5rem;font-size:.92rem;color:var(--muted);margin-bottom:1.25rem}
.article h3{font-size:1.15rem}
.article ol.steps-list{padding-left:1.4rem;display:grid;gap:.6rem;margin:0 0 1.25rem}
.article ol.steps-list li::marker{color:var(--teal);font-weight:700}
.toc{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.4rem;margin:1.5rem 0 2rem}
.toc h2{font-family:var(--sans);font-size:.8125rem!important;text-transform:uppercase;letter-spacing:.09em;color:var(--teal);margin:0 0 .6rem!important}
.toc ol{margin:0;padding-left:1.25rem;columns:2;column-gap:2rem}
.toc li{margin:.2rem 0;break-inside:avoid}
@media (max-width:640px){.toc ol{columns:1}}
.table-wrap{overflow-x:auto;margin:0 0 1.25rem;border:1px solid var(--line);border-radius:10px;background:var(--surface)}
.table-wrap:focus-visible{outline:3px solid var(--amber)}
.article table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:520px}
.article caption{text-align:left;font-size:.85rem;color:var(--muted);padding:.7rem 1rem;caption-side:bottom;border-top:1px solid var(--line)}
.article th,.article td{text-align:left;vertical-align:top;padding:.65rem 1rem;border-bottom:1px solid var(--line)}
.article thead th{background:var(--navy);color:#fff;font-weight:600;font-size:.85rem;letter-spacing:.02em}
.article tbody th{color:var(--teal);font-weight:700;white-space:nowrap}
.article tbody tr:nth-child(even){background:#FBFAF7}
.article tbody tr:last-child th,.article tbody tr:last-child td{border-bottom:0}
.checklist{background:var(--teal-soft);border-radius:var(--radius);padding:1.25rem 1.4rem!important}
.faq{display:grid;gap:.75rem;margin-bottom:1.5rem}
.faq-item{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:0 1.1rem}
.faq-item summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.9rem 0;min-height:44px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:1.4rem;color:var(--teal);font-weight:600;line-height:1}
.faq-item[open] summary::after{content:"\2212"}
.faq-item summary h3{margin:0;font-size:1.08rem}
.faq-item p{margin:0 0 1rem;color:var(--ink)}
.sources{padding-left:1.25rem}
.sources li{margin:.35rem 0}
.callout-quiet{background:var(--alt);border-left-color:var(--muted);font-size:.95rem;margin-top:2rem}
.article-figure{float:right;width:200px;margin:.25rem 0 1rem 1.5rem}
.article-figure img{border-radius:6px;box-shadow:var(--shadow)}
.article-figure figcaption{font-size:.82rem;color:var(--muted);margin-top:.5rem;text-align:center}
@media (max-width:640px){.article-figure{float:none;width:160px;margin:0 auto 1.25rem}}
.article h2{clear:both}
@media (max-width:640px){
 .article table{min-width:0}
 .article th,.article td{padding:.6rem .8rem}
 .article table.stack thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
 .article table.stack tr{display:grid;grid-template-columns:auto 1fr;column-gap:.75rem;padding:.7rem .9rem;border-bottom:1px solid var(--line)}
 .article table.stack th,.article table.stack td{border:0;padding:0}
 .article table.stack td:first-of-type{font-weight:600;color:var(--navy)}
 .article table.stack td:last-child{grid-column:1/-1;margin-top:.2rem;color:var(--muted)}
}